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Pre-approval means your lender has looked in detail at your finances and certified that you would qualify for a certain loan amount. Below are some real advantages of getting pre-approved as you continue looking at homes:


Instead of the rough ballpark figures you've been working with, you now know how much money a lender will loan you for your new home. You'll know you're not wasting time on homes you can't afford.


You're in a stronger negotiating position when dealing with sellers, because they know there's far less chance of a financing issue causing problems. They'll find your offers more attractive, because you can back them up.


Mortgage approval can take time, especially if you need to assemble documentation or clear up questions for your lender. It's a good idea to start the process early so you can be ready when your offer is accepted and you're ready to close on a home. Nobody likes to put off a closing date or delay their move-in because of loan details.

Contact Information

Knox Realty
608 Mabry Hood Road S 202-3
Knoxville, TN 37932
Office:(865) 357-8800
Fax:(888) 637-8500

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Knox Realty is licensed in the state of Tennessee. The Fair Housing Act prohibits discrimination in the sale, lease, or rental of housing, or making housing otherwise unavailable because of race, color, religion, sex, national origin, familial status, or disability. By registering on this website (providing your name and/or contact information) you are making an inquiry and are granting permission for an agent to contact you via telephone and/or email, regardless if you are registered with the national, state, or other Do Not Call list. The data relating to real estate for sale on this website is being provided for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumers may be interested in purchasing. This information is updated daily, however, some of these properties may subsequently have sold and may no longer be available. The Real Estate Broker providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision. Some or all of the listings on this website may not belong to Knox Realty.

State License Number(s):
Steve Larimer: TN # 320410